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Purchasing a foreclosed property can be a very profitable endeavor for the right buyer. The buyer should proceed with caution and consider whether he wants to purchase a rehab or finished property. There are many variables to be considered before making a decision as to which option will best benefit you the first time buyer. To be honest I have worked with both options and it really depends on how much time, money,[link widoczny dla zalogowanych], and effort you want to spend on the process.
I could tell you horror stories about property virgins or newbies who got into rehabbing nightmares due to excessive costs for repairs, delays in obtaining materials, contractor problems and many more unthinkable situations. Believe me when I tell you that I have seen and heard it all. My general rule of thumb for those not accustomed to rehabbing is stick to minimum repairs like paint,[link widoczny dla zalogowanych], carpet installation,[link widoczny dla zalogowanych], and fixtures. If you go into more detailed repairs such as mold remediation,[link widoczny dla zalogowanych], roof repairs, foundation damage, plumbing issues the costs tend to rise very quickly and can be very expensive. There will undoubtedly be factors that can not be seen by the naked eye. Even after you have done your due diligence in hiring a property inspector you will find that the tentative estimate in for the repairs may be shocking to your budget. Pricing will vary for a number of reasons: the cost of the materials fluctuates due to quality and style,[link widoczny dla zalogowanych], and labor charges are dependent upon the expertise of the contractor.
By Christopher J. Shaw
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Christopher Shaw
CEO, My First Michigan Home Inc
248-757-0926
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Believe me when I say I am not trying to discourage anyone from buying their dream home be it a finished property or a property that needs to be rehabbed. I just want to make certain that you the first time home buyer has carefully thought out the entire procedure. Do you have someone on board that you trust to monitor the repair process to your satisfaction should you be involved in other pressing matters? How much of your time are you actually willing to mandate for the rehab process? These questions and more should be a prerequisite before taking on any project of this magnitude,[link widoczny dla zalogowanych].
If you or anyone you know is interested in finding a Real Estate Investor to help guide you through the maze of what can be a confusing and frustrating first time buying experience please contact me.
Ok,[link widoczny dla zalogowanych], let’s says you have worked out all of the particulars. The money is right, the contractor is reputable,[link widoczny dla zalogowanych], and you have done all of your homework. Honestly, I admit there was a time when I thought that if all of the above was true and good then rehabbing would be a cinch! I did not consider how much time was involved in rehabbing or the price to be paid for “Piece of Mind”.
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By George Frank
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Create an email mini-course to help you establish a relationship with your prospects and lead them to taking the action you desire. You'll discover that a mini-course is the most effective way to convert a prospect into a paying customer.
2. Determine your theme and catchy name. Your ecourse needs to have a theme or subject. What is it that you want to teach your prospects? Once you determine the theme, your ecourse needs to have a catchy title. Typically, you'll want to focus on solving a problem or the result someone receives by enrolling in your mini-course.
3. Create content. Your ecourse should consist of 8-12 emails. The bulk of these emails need to contain valuable,[link widoczny dla zalogowanych], actionable content that will help your prospect solve her problems. In a couple of the emails,[link widoczny dla zalogowanych], you can break up the content delivery by introducing your prospect to other resources you offer that will help them, as well. In my new mini-course,[link widoczny dla zalogowanych], I simply repurposed a number of articles I had already written, paring them down to 400-600 words each, in most cases.
6. Design your opt-in box. Your email marketing program should provide instructions on how to create an opt-in box for prospects to join your list. Typically, all that you want to request of your prospects is a first name, last name, and email address. Once you have created the opt-in box, copy the code you'll need to add the opt-in box to your web site.
Just like the people who join my list, I, too, often don't open a PDF ebook when I download it. What I have noticed, however, is that when I subscribe to an ecourse that someone is giving away as a client attraction device, I'm much more likely to pay attention to it, since I'm getting emails every day with new information in them. And,[link widoczny dla zalogowanych], all indications are that the conversion rate of prospect to customer is higher, as well, for this same reason. Your mini-course helps you automatically build a relationship with subscribers and drive sales of your products and services.
7. Create a graphic. To make your email mini-course more appealing, have a graphic designed that visually represents the ecourse. I simply had a spiral book cover designed that contained my name and the name of my ecourse.
By Donna Gunter
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9. Copy the course content to your web site. To prevent your prospects from emailing you that they are missing some number of lessons in the ecourse, copy the content to your web site. Then, at the bottom of each email lesson, you can add a note that if they have missed any of the lessons, they can read them on your site. You can create one page for each lesson,[link widoczny dla zalogowanych], or a couple of pages containing a few lessons.
4. Add your soft sell. Rather than hammering a prospect over the head with sales hype, I did three things in each of the followup emails. First,[link widoczny dla zalogowanych], I included a resource box at the end of the email with a link to the call to action I want my prospect to take or a postscript (P.S.) that included a link to the call to action. Secondly,[link widoczny dla zalogowanych], in the body of the email, I made a natural transition based on the content of the email to ask people to buy the product I wanted them to buy. Thirdly, at the end of each lesson, I added, "In our next lesson,[link widoczny dla zalogowanych], we'll talk about..." to keep the reader engaged and anxiously awaiting the next email.
For years, I've been giving away a PDF ebook as my client attraction device to entice prospects to sign up for my list. This strategy has served me well as a way to grow my list. However, what I've discovered during that time is that many people download my ebook and then never open it. So,[link widoczny dla zalogowanych], as you might imagine, my rate of converting a customer prospect to a buyer isn't as high as I'd like.
1. Buy autoresponder system. In order to create your email mini-course, you need to purchase an email marketing system that has autoresponder capability,[link widoczny dla zalogowanych], which is the ability to pre-set emails to go out at a periodic interval when someone opts into a list. My recommendation is GetMoreClientsAutoresponder.com.
8. Create your landing page. To entice prospects to sign up for your ecourse, you'll want to create a landing page that "sells" the mini-course. In today's world, you have to "sell" free just like you do something for a fee, so create a short list of the benefits that someone will receive by signing up for your course, and add the code for your opt-in box. Since anyone opting in for my ecourse is also added to my ezine list,[link widoczny dla zalogowanych], I make sure that all prospects know this at the time they sign up.
Author's Bio:
10. Track and measure. The only way to realize the success of your mini-course is to track and measure. Create a simple spreadsheet with the open rates of each email and the unsubscribe rates. If you notice over time that many prospects are unsubscribing from your list when they receive a certain lesson, you need to review the content of that lesson and change it until your unsubscribe rate diminishes. And, of course, you need to track how many sales result from your ecourse.
Here's how you can create your own client attraction ecourse to help you triple your conversion rate:
5. Format and upload your ecourse. In order to best track your open rates of each segment of the ecourse, you'll want to format each email as HTML. This means that you'll want to have a header designed and template created so that you can simple copy and paste the content into a properly formatted HTML template. To increase the likelihood that your ecourse will reach its destination, also format a plain text version of each segment of the course, as well. Next, create a catchy subject line to entice your reader to open that email. Lastly,[link widoczny dla zalogowanych], copy your ecourse into your autoresponder system and create the followup sequence. Ideally, you want your prospect to receive one email from you for a 8-12 days.
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When we are in line doing what God wants us to do,[link widoczny dla zalogowanych], we will know it. We will have peace we are doing the right thing. We will have understanding and wisdom about what we are to do. We will have faith and trust in Him to keep us in line knowing He will protect us as we wait and as we take action while we are waiting. When we are in line for God, we will want to do the things He asks us to do rather than doing what we are tempted to do.
By Frances Lucas, Breadcrumbs
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We have all waited in line for something. It is neither always easy nor fun to wait in line but,[link widoczny dla zalogowanych], we believe,[link widoczny dla zalogowanych], it is usually worth the wait. While we are in line waiting we probably grow weary. While we are in line waiting we possibly get bored. While we are in line waiting we may get anxious or even give up. However, if we desire what is at the head of the line,[link widoczny dla zalogowanych], we wait in line until we get what we want or need.
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Knowing what line God wants us to wait in comes from having a deep relationship with Him. When we pray and talk with Him all during the day,[link widoczny dla zalogowanych], we will grow closer to Him and begin to hear His words and whispers. When we read His word,[link widoczny dla zalogowanych], we begin to understand what we should and shouldn’t do. When we remove the things of the world we shouldn’t be doing and work toward doing His will, we will know what line we should be in.
Isaiah 28:10 “He tells us everything over and over—one line at a time, one line at a time, a little here, and a little there!”
In order for us to know how to get in line for God, we need to move closer to Him. We need to start a new practice of waiting in line for the things He wants us to do rather than what we want to do. While we are waiting in line,[link widoczny dla zalogowanych], we need to begin taking action toward the things that will please Him and help others. We need to train ourselves to put Him in every part of our lives so He can change the lines we wait in and we can make a difference.
Knowing what we want and having a strong desire to obtain it makes it a little easier to wait in line. Understanding the importance of what we need and why we need it helps while we are waiting in line to keep us from giving up. Finding something to do while we wait gives us opportunities to stay busy while we are reaching our destination,[link widoczny dla zalogowanych].
We need to get in line with God’s will for our lives rather than creating our own lines to wait in,[link widoczny dla zalogowanych]. We need to be sure what we are waiting on is where God wants us to wait rather than us waiting for something that is of this world. We need to be sure we are waiting on things that will help others and not give us temporary pleasure. We need to be sure what we are waiting on is what we should be doing for God rather than what we want to be doing for ourselves.
Although we aren’t always having to wait in line, we find ourselves waiting on something most of the time. We are waiting on that new opportunity at work. We are waiting on our next paycheck. We are waiting for our next vacation. We are waiting until school is out. The list is endless. However, rather than spending our time waiting, we really need to enjoy what we are doing now and make sure what we are doing is in line with what God wants us to do.
1 Timothy 4:8 “Physical training is good, but training for godliness is much better, promising benefits in this life and in the life to come.””
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With sufficient knowledge and with the right idea of what and why you are writing an article will surely be able to write worth reading one of them. Article is written for the educated and those who have just been raised by one,[link widoczny dla zalogowanych].
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Make online articles,[link widoczny dla zalogowanych], besides the purpose of attracting visitors to its website, although the keywords you have added there, has a different primary purpose. People usually have items in order to give information to other people about something they have learned something I wanted to teach or something that just wanted to share. But since the advent of online technology,[link widoczny dla zalogowanych], these items are being put to another use that is by driving traffic to websites or blogs.
This is a common principle in the online article you should write (most of the time) limit of Articles 300 to 500 words, brief and the reader often bother to read your article because I think the questions beforehand want to answer custom fit into an article of less than 300 words. In addition,[link widoczny dla zalogowanych], the longest section 500 is necessary to say also not be too attract readers because I want to be bored to death by unnecessary digressions the author.
Also, remember that readers are always looking for what is true and real. If they think,[link widoczny dla zalogowanych], even for just a little,[link widoczny dla zalogowanych], they are just pulling their strings, will not think twice about ignoring your item and the search of others. Whatever you are going to write about you should have a right to know about it and have lived or studied beforehand. It is not advisable to write about something that you have no idea about, you just burned in the fire itself but to appease his readers.
Online articles must also be concise and to the point. Readers tend to skim the entire article before deciding what is worth reading, if they think they are just hanging around with a meaningless gibberish,[link widoczny dla zalogowanych], then immediately click the back button and forget about your site or blog. Know your target audience and talk to them,[link widoczny dla zalogowanych], communicate with them,[link widoczny dla zalogowanych], know what they want,[link widoczny dla zalogowanych], what they want and what they want to hear. With this in mind is likely to attract the reader's curiosity and interest sooner or later.
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Here are 3 reasons most successful entrepreneurs have adopted an act 'now think later' philosophy about their pursuit of trends and internet business opportunities. What you will find is that this approach is not as risky as it may sound!
Achieving financial success,[link widoczny dla zalogowanych], especially on the internet,[link widoczny dla zalogowanych], requires quick and meaningful action to be taken. This is to say that as internet business opportunities reveal themselves, and they will,[link widoczny dla zalogowanych], it is up to the individual to act swiftly and decisively. Most successful entrepreneurs will tell you that there is little room for day dreaming if you have aspirations of making it big online. In fact one of the biggest reasons the internet is such fertile grounds for small businesses is because it is littered with all sorts of opportunities. In many cases the difference between success and failure is a persons ability for taking action when opportunity knocks because it usually only knocks once.
Fast action, even without a well thought out plan,[link widoczny dla zalogowanych], will give you a much better idea as to the promise any venture may hold. If potential is evident,[link widoczny dla zalogowanych], it is at this time many successful entrepreneurs will begin to develop a more comprehensive plan or strategy to make the most out of the opportunity. By putting together a plan 'after' seeing verifiable potential you know the effort you are investing will be worth your time.
If It Fails – Next,[link widoczny dla zalogowanych]!
The 'proactive' entrepreneur typically regards any internet business opportunities that show promise as something they either act upon immediately or forget about it completely. There is no 'middle of the road' thinking here insofar as possibly taking action later on. They know future efforts will not offer the same advantages or benefits due to a decreasing demand or increasing competition,[link widoczny dla zalogowanych]! In addition the longer you postpone on making any decisions the less likely any decision will even be made,[link widoczny dla zalogowanych].
Take Action
It Scores
How often have businesses done much intensive preparation for a product or niche only to find later that their efforts were not profitable,[link widoczny dla zalogowanych]? Now time and money has been wasted!
By TJ Philpott
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The potential for financial success exist in many different opportunities that present themselves to people but to turn this potential into reality requires taking action. This may be the single biggest difference between successful entrepreneurs and those who fail. It is all too common for people to hesitate when facing big decisions which then leads to self doubt and eventually no action being taken. The reasoning behind the willingness for many entrepreneurs to make such quick decisions concerning business matters is reveal in the discussion above here today. Surprisingly, for what appears to be such a risky approach, their reasoning reveals some very logical, sound and profitable thinking.
If the opportunity turns out to be a waste of time,[link widoczny dla zalogowanych], nothing venture in terms of preparation and nothing lost in terms of financial investment. By taking action immediately you can get a better feel as to whether more of your time and effort is warranted. Here again you have save yourself much in terms of time,[link widoczny dla zalogowanych], effort and frustration.
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UNIVERSAL BLESSINGS
B: Beyond the universe is so awesome,[link widoczny dla zalogowanych], so envision a world beyond the accepted wisdom of your universe
L: Look for the universe within you and look outside at the lovely universe all around us. God so created the universe so within God is the universe and all the answers.
E: Energize your day, by getting excited about all the possibilities the universe has to offer.
S: Shoot for the stars and you surely will have greater success.
S: Savour the wonder of just being you,[link widoczny dla zalogowanych].
Y: You are a whole universe of power and abundant possibilties.
O: Outstanding opportunities abound in this teeming universe of ours.
U: Unique you are. Utterly unique you are, so realize the full power that you are you. Up the ante and live up to your full potential. Possibilities and opportunities always OUTWEIGH the challenges.
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Y: Your greatest gift is to be a true friend. Thank you for your gift, I also give you the same gift.
O: Odes of love flow from my mouth. Odes of friendship envelop both of us and we sing the greatest lullabies together.
U: Understanding and kindness are the by-products of great friendships. Thank you for being a friend. Our friendship means so much to me and us,[link widoczny dla zalogowanych].
THE BLESSING OF FRIENDSHIP
B: Blessed beyond compare are we when we have beautiful friends. Beside me,[link widoczny dla zalogowanych], I feel so blessed, loved and cared for. Friends certainly bless our lives and are a blessing.
L: Loving thoughts are all I feel for my friends. Loving ways are the hallmarks of great friendships,[link widoczny dla zalogowanych]. Loyal friends are worth more than apples of gold and silver.
E: Endearing qualities are produced when two friends express their friendship and love for each other.
S: Super blessed are we when we find our friend soulmates.
S: Super blessed, shared times create wonderful happenings and wonderful memories.
Y: You create your world. It can be a world of smiles, wide-grinned smiles if you so choose.
O: Open your mouth widely and give the biggest smile you are capable of,[link widoczny dla zalogowanych].
U: Uplift yourself and your world with your smiles. With a smile the whole world can change for the better,[link widoczny dla zalogowanych].
THE BLESSING OF A SMILE
B: Begin each day with a smile. Big smiles are best. Blessed are those who smile as smiles brighten up life. Smiles bless the world and make this a better place to live in.
L: Lavish smiles on all and sundry. Laddle them on and soon everyone will be smiling,[link widoczny dla zalogowanych].
E: Exceptional smiles energize all engagements.
E: Enter the smile and every encounter is uplifted to a higher plane.
S: Smile,[link widoczny dla zalogowanych], Smile, Smile. Smile away. Smiles are always in style.
S: Smile, Smile,[link widoczny dla zalogowanych], Smile. Smile away.
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Tooth decay is one of the most common dental problems of both children and adults. It is often caused by poor dental hygiene. When a person fails to clean his or her mouth regularly, natural bacteria on tidbits of food inside the mouth react to form an acid that weakens the enamel. Eventually,[link widoczny dla zalogowanych], cavities would form on the tooth. Extraction is the only solution if the damage is too extensive.
Trauma
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Permanent tooth loss is also caused by external factors,[link widoczny dla zalogowanych], particularly trauma to the facial and mouth areas. There are accidents wherein these areas receive impacts strong enough to knock the teeth out. Once loose,[link widoczny dla zalogowanych], there is no chance for them to be re-inserted naturally. Cosmetic correction is required. For residents of the City of Angels, they can consider getting a dental implant in Los Angeles.
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While a dental implant in Los Angeles is a good reconstruction option,[link widoczny dla zalogowanych], it would be more practical for an L.A. resident if the situation didn’t reach such a dire point. Prevention is always better than cure,[link widoczny dla zalogowanych], and in dentistry,[link widoczny dla zalogowanych], prevention means practicing excellent oral hygiene all the time.
Dental Care Neglect
Failure to get appropriate and timely dental care might result to permanent tooth loss as well. Dental problems tend to accumulate over time, and without professional supervision, it is possible for these problems to grow beyond repair. A dental implant in Los Angeles might be the last saving grace for people of the city who do not get regular dental care.
Permanent tooth loss is a dental issue that must be avoided at all costs. When someone loses a tooth,[link widoczny dla zalogowanych], there are many things he or she won’t be able to do properly anymore. The following are some of the most common causes of permanent tooth loss. Understanding these factors may help people know what actions to take to prevent it from happening.
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Sometimes,[link widoczny dla zalogowanych], it is not the tooth that is the problem but the structure that keeps it in place. Without proper cleaning,[link widoczny dla zalogowanych], the bacteria inside the mouth attack the gum area,[link widoczny dla zalogowanych], causing it to swell. This condition is called gingivitis. If left alone, gingivitis can progress into periodontitis,[link widoczny dla zalogowanych], which is characterized by the spreading of plaque infection along the gums. The gums are then weakened by the body’s defense mechanisms to the point that they can no longer anchor the teeth.
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There is no doubt that maternity clothes can be very expensive. In fairness, this is probably for the simple reason that most styles require quite a bit of additional fabric to accommodate your rapidly growing belly. However there are ways to get affordable maternity clothes without breaking the bank,[link widoczny dla zalogowanych], or looking unfashionable and frumpy.
The very fact that you are expecting,[link widoczny dla zalogowanych], is in itself probably one of the most important times in your life,[link widoczny dla zalogowanych], and the last thing that you want to happen is to lose taste in yourself. I do think though, that particularly in these times of the credit crunch, and all the news of financial doom and gloom everywhere,[link widoczny dla zalogowanych], you should keep a sense of perspective,[link widoczny dla zalogowanych], when shopping for your maternity outfits.
I hope that I have given you some thoughts to mull over, because I think that with a little imagination and just a bit of planning,[link widoczny dla zalogowanych], you can get an excellent looking maternity wardrobe on a pretty reasonable budget.
That is only my personal view of course,[link widoczny dla zalogowanych], but you should remember that you will only be wearing your maternity clothes for a fairly short period of time. As well as this, most women do not even need specially made maternity clothes until they have reached the fifth or sometimes even the sixth month of their pregnancy!
You do not need to limit yourself just to borrowing maternity clothes,[link widoczny dla zalogowanych], because plus size fashions can also work throughout your pregnancy, if you have a bone frame that is large enough that is. Plus size shirts work exceptionally well, although plus size pants might not fit very well, and could be baggy in all the wrong places if you are not normally a plus size woman.
There are probably very few pregnant women who actually wear their maternity clothes out before the end of their pregnancies. It is probably a good idea therefore, to have a look round the thrift stores and the consignment shops to see if you can find some really good deals on affordable maternity clothes.
To give you just one example of this, if you are a businesswoman, a male sports jacket might just be the ideal solution to looking crisp and professional while your tummy expands. Who knows,[link widoczny dla zalogowanych], you might well get some other clever ideas while you are browsing around, so looking good throughout your pregnancy need not be expensive.
There most certainly are places where you can buy affordable maternity clothes, but if you are quite resourceful you could maybe even get some for free, and that is even better,[link widoczny dla zalogowanych], at least in my book it is. I am sure that your husband will almost certainly be larger than you are, so have a sneaky raid in his closet, because you might be able to "borrow" his jeans and his shirts to tide you over for a few weeks. His dress shirts will almost certainly be much roomier, and as such will give you a longer length than your own regular tops or blouses.
Sometimes consignment shops for children will also have a small section filled with maternity clothes, as well as their normal stock items. You should always check out the plus sizes and the clothing for men in any department store,[link widoczny dla zalogowanych], because you might well find a decent item on sale that you could wear during your pregnancy.
Author's Bio:
By Marie K Gordon
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You could also ask friends and relatives if they happen to have some maternity clothes which they could lend you, but if you do decide to ask them, you must be prepared not to be too picky. Some of the styles might not be what you would normally wear, but possibly you might be able to modify them with a change of buttons or some different accessories.
Everything does depend on your own personal financial situation of course, but regardless of that, I do not myself think that it is necessary to buy a lot of maternity clothes at top prices. My own feeling is that if you avoid those ultra stylish,[link widoczny dla zalogowanych], and ultra expensive maternity clothes boutiques, you will have more money to spend on your new baby after it has been born.
You should also consider clothes like stretch pants and baggy shirts, and dresses which do not have a waistline. What you are looking for here, are clothes which you can use to get you through that awkward stage, where you are too big for your regular clothes, but at the same time you are not big enough to fill out maternity clothes properly.
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The most significant issue to complete initial would be to debunk the following 10 myths on human brain health and brain education. Once you realize the information, not the myths, you is going to be capable to make much better choices on the way to stay sharp.

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By Matt Bacak
See all Articles by Matt BacakSee Matt Bacak&#039,[link widoczny dla zalogowanych];s Expert PageGet Updates on Internet MarketingGet Updates on Matt Bacak Average: 0 Your rating: None Tweet
In my last tip,[link widoczny dla zalogowanych], I talked about the power of Ad Swaps. Today,[link widoczny dla zalogowanych], I'm going to you about JV Giveaways. Joint venture giveaways are like a big-time version of ad swaps.
In a nutshell,[link widoczny dla zalogowanych], a group of list owners partner together and pool their resources in a limited time event.
The goal is to build your list by giving away gifts to visitors,[link widoczny dla zalogowanych].
As a participant,[link widoczny dla zalogowanych], you contribute a gift to the event. The gift can be a free report,[link widoczny dla zalogowanych], a membership pass or a product you are actually selling. You prepare a special squeeze page for the event where visitors can download your free gift in exchange for their email address.
In other words,[link widoczny dla zalogowanych], in order for a visitor to download the digital gift,[link widoczny dla zalogowanych], he must opt in and subscribe to your mailing list. Each partner will endorse the giveaway to their own mailing lists,[link widoczny dla zalogowanych], which results in a lot of visitors to one event as a collective effort of several participating partners!
With so many visitors downloading gifts from one focused event, it is a true win-win situation. This is because the visitors get to download several free gifts for their own use and every partner gets to build their own mailing list!
Here are some resources for finding the latest giveaway events:
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"Nothing ventured,[link widoczny dla zalogowanych], nothing gained!"
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The most significant issue to complete initial would be to debunk the following 10 myths on human brain health and brain education. Once you realize the information, not the myths, you is going to be capable to make much better choices on the way to stay sharp.

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Long term investing should be done methodically, consistently, and with diversified holdings. Make sure to be steady with your monthly or quarterly contributions to your best dividend paying stocks portfolio and your other assets. Being consistent with your allocations will help minimize market downturns and economic recessions. This is called cost averaging. It is important to have some balance and diversification as an investor. Look at a mixture of stock funds,[link widoczny dla zalogowanych], bonds,[link widoczny dla zalogowanych], cash,[link widoczny dla zalogowanych], targeted growth investments,[link widoczny dla zalogowanych], alternative investments, and exposure to commodities and real estate.
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Take your time and build your portfolios out with the money you have. The lower trading fees now (&lt,[link widoczny dla zalogowanych]; $8 a trade at many online brokers) allow for small investments without getting eaten up by commissions. Evenly allocate to each of your best dividend stocks and balance that portfolio size with your other asset investments.
By Penny Rivers
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Longer term investors must have a diversified portfolio of more than just the best dividend paying stocks. These other allocations should be strategically and tactically managed across real assets, bonds and bond funds,[link widoczny dla zalogowanych], and even some hedge type allocations that can go up when the market goes down.
The most important thing is to start now and to be consistent,[link widoczny dla zalogowanych]. No money investment is too small and be patient when building out your best dividend paying stocks portfolio and overall portfolio. The next important items on your list should be to learn how to read markets and how to find the best dividend paying stocks. Finding a system to pick the best dividend paying stocks and to take advantage of market timing is recommended,[link widoczny dla zalogowanych]. The Momentum Rider Trading system at [link widoczny dla zalogowanych][link widoczny dla zalogowanych].com will help you do both,[link widoczny dla zalogowanych].
Learning how to find the best dividend paying stocks for your portfolio is one of the keys to growing your retirement,[link widoczny dla zalogowanych]. Reinvesting dividends in solid and steady growth dividend companies can be a very good way to increase your retirement account over time. But there are other important factors to consider as well.
Momentum Rider suggests that you could grow your wealth by investing in the Best Dividend Paying Stocks in the proper way over time.
Momentum Rider recommends that investors try to rebalance their allocations every quarter if possible. So if certain best dividend paying stocks' positions have not performed as well and are not at their original allocation, then add more money than normal to bring them back in-line. This will help smooth out any market dips.
You can also take advantage of several dividend model portfolio subscriptions at Momentum Rider's website if you don't want to do it yourself. Allocate your retirement across numerous best dividend stocks, invest consistently, and remember to include part of your investing strategy in a best dividend paying stocks portfolio.
Let the market technicals and fundamentals along with the world economy and events help guide your allocations along the way. If fear is rampant, it is time to add more money in your best dividend paying stocks portfolio after the market starts turning up. On the other hand, when taxi cab drivers are giving out stock tips and everyone is making money, then it is time to lighten up. Sell some of your positions in your best dividend paying stocks portfolio and go to mostly cash after the market starts turning down.
If you go to their website, they offer numerous free reports showing how investing in the best dividend paying stocks has outperformed historically and how, if you follow their plan, your personal retirement fund could grow well beyond the returns offered by many of the commercial funds and investment portfolios that are being marketed by financial institutions and banks. Why don't you go to their website and see how investing in their best dividend paying stocks can improve your portfolio returns.
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The most significant issue to complete initial would be to debunk the following 10 myths on human brain health and brain education. Once you realize the information, not the myths, you is going to be capable to make much better choices on the way to stay sharp.

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As you’re relaxed and focused, tell yourself several times: “If I really want to quit (insert objective of addiction), these two rods in my hands will meet. But if deep inside,[link widoczny dla zalogowanych], I still can’t let go, these two rods will just move further apart.”
Once you’re ready, ask yourself if you’re really ready to quit --- and watch which directions the rods will go without you consciously trying to move them. The answer you’ll get is what your unconscious wants to tell you! Listen to it. You may need a greater resolve that you already have at the moment if you want to be successful at quitting a bad habit!
By Steve G. Jones- HypnoTranquility
See all Articles by Steve G. JonesSee Steve G,[link widoczny dla zalogowanych]. Jones's Expert PageGet Updates on HypnosisGet Updates on Steve G. Jones Average: 0 Your rating: None Tweet
Here’s a way to find out how deep in your consciousness the desire to quit is. From your local hardware, buy 2 steel rods that are about a quarter of an inch thick in diameter and approximately 3 feet long. Bend one end of the rod so that you have a handle (think of it like a long shotgun; you need about 2 1/2 inches that you can grip). Now,[link widoczny dla zalogowanych], with your hands lightly gripping the rods’ handle as you would a gun, close your eyes and put yourself in a state of deep relaxation.
If you're ready to learn more about how stop smoking hypnosis can help you, visit HypnoTranquility here:
Some of you may have heard of hypnosis being used to help adults write as if they’re still 6 or 7 years old. Well, consider this technique as a variation of “automatic writing under hypnosis” technique. But instead of regressing as you write, you can be induced to write what you really feel and think. The layers of B.S. among those deep in addiction can be incredibly thick, and hence the need for a state of utmost concentration.
An addiction is both an enemy and a friend.
It’s not unusual then to have a love-hate relationship with a vice. But regardless of the good times, you know it’s not worth the risks. The problem is: you have to want recovery before you embark on a healing program --- otherwise you’ll just find yourself repeating the same mistakes. You need to be highly motivated, so that you can ensure that your efforts towards recovery are not in vain.
What answers did you come with? The words you choose are like pieces of a jigsaw puzzle,[link widoczny dla zalogowanych]. They can paint a picture of what’s really going on in your mind,[link widoczny dla zalogowanych].
The Free Flowing Writing Technique
Are you ready to finally let go of your addiction? Below are three techniques derived from hypnosis to help you figure out if you are.
Close your eyes and imagine yourself in a place where you are safe. This is a place where people wouldn’t judge you, where you have the freedom to be true to yourself without fear of losing your loved one’s positive regard. Now while you’re here in this place,[link widoczny dla zalogowanych], write all the things you associate with the phrase “addiction recovery” (or rehab clinic as the case may be). Don’t think hard about what you’re going to write; put on paper the first thing that comes to your mind.
Lastly, here’s a technique that uses mental imagery to help a person come face to face with the hard task of addiction recovery. In a state of concentration, imagine the object of your addiction (e.g. greasy burgers for overeaters,[link widoczny dla zalogowanych], a glass of gin for alcoholics) as a big friend walking with you and giving you comfort. Next,[link widoczny dla zalogowanych], imagine this friend disappearing --- crushed under the weight of a big hammer you’re carrying. What would you feel? How will you react to your “murder” of this friend? Done correctly, this exercise can help you come face-to-face with the conflicting emotions that come with saying goodbye to a habit that has comforted you for the longest time.
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On one hand, you know that every drag from a cigarette stick,[link widoczny dla zalogowanych], and every overdose of sleeping pills, slowly but surely sends you to your grave. On the other hand,[link widoczny dla zalogowanych], your poison of choice has numbed you from so many debilitating emotions, provided you a boost when you need to be more productive,[link widoczny dla zalogowanych], and given your reputation the “cool” it lacked before.
The Magic Rod Technique,[link widoczny dla zalogowanych].
The “Murder My Best Friend” Guided Imagery
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The most significant issue to complete initial would be to debunk the following 10 myths on human brain health and brain education. Once you realize the information, not the myths, you is going to be capable to make much better choices on the way to stay sharp.

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By Jeff Burgess,[link widoczny dla zalogowanych]
See all Articles by Jeff BurgessGet Updates on Medical Advice and ResourcesGet Updates on Jeff Burgess Average: 0 Your rating: None Tweet
Medical staff needs to be cautious when taking blood from a donor,[link widoczny dla zalogowanych]. People donate blood for social cause but infected people should avoid donating blood because their blood could infect other people,[link widoczny dla zalogowanych]. It is the responsibility of the nursing staff and medical attendants to check blood samples before preserving them for future use,[link widoczny dla zalogowanych]. This is how do you get AIDS,[link widoczny dla zalogowanych].
If you want to educate yourself on how do you get AIDS then you should read Internet articles, blogs and join a prevent AIDS forum. Information and prevention is the only cure available for AIDS.
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Unprotected sex with an infected person could transmit AIDS virus in your body and this is the answer to the question how do you get AIDS,[link widoczny dla zalogowanych]. But there is no harm in enjoy sex life with one partner,[link widoczny dla zalogowanych]. Persons who take services of prostitutes are advised to use quality condoms while making personal contacts with professional sex worker.
Ask anyone “how do you get AIDS” and it would answer by indulging in unsafe sex practices. The answer is correct but it is incomplete as there are other reasons as well. AIDS virus spreads through direct exchange of blood,[link widoczny dla zalogowanych], semen, vaginal fluid and breast milk. The virus doesn’t travel with air and water. Also there is no risk getting infected from talking,[link widoczny dla zalogowanych], touching and even hugging an infected person.
Infected women if become pregnant,[link widoczny dla zalogowanych], they could transmit the AIDS virus to the fetus and. Women who get infected after giving birth to babies might transmit the virus to their newborn babies while breastfeeding. HIV-AIDS virus present in the mother’s body could attack newborn baby’s body through milk. The baby accidentally gets infected while drinking nutritious milk.
HIV AIDS infection is spreading at a rapid speed but it could be controlled with precautions. People need to be cautious while making physical contacts,[link widoczny dla zalogowanych], taking medicines and donating blood. More precautions are available and you could know about them from your physician.
AIDS virus is here to stay and we need to protect ourselves from this deadly virus. To date, there is no medicine that could cure this disease and only cure available for HIV-AIDS is precaution. Be faithful to your life partner and use new needles every time for administering medicines. Remain vigilant about the spread of this virus, if you want to lead a long, happy and healthy life.
Unprotected sex with an infected person could transmit AIDS virus in your body and this is the answer to the question how do you get AIDS. But there is no harm in enjoy sex life with one partner. Persons who take services of prostitutes are advised to use quality condoms while making personal contacts with professional sex worker. A sex worker has greater chances of getting infected as prostitutes made sex with different partners.
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The foods you eat play a necessary role in increasing height which is why it is necessary to have a well-balanced diet. Fresh vegetables and fruits must continually be included in your diet and avoid fatty and sugary foods.

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In a highly functioning body, the neuro-myoskeletal system hangs in dynamic balance, with each part balancing the other. But when a woman chooses to wear high heels, a new dynamic equilibrium occurs. If even one body part becomes fixed,[link widoczny dla zalogowanych], the whole system must compensate with altered movement patterns,[link widoczny dla zalogowanych], resulting in kinetic “chain” kinks.
Author's Bio:
Now substitute it with a 3-inch wedge and straighten up so you are touching the wall again. Feel the intense myoskeletal adaptations that take place. Can you feel your ankles shift from dorsi- to plantar-flexion? In this standing position, the knees buckle,[link widoczny dla zalogowanych], hips flex, low back sways, and the shoulder girdle retracts.
The brain, guided by foot, ankle and visual proprioceptors, must instantly make a whole series of myofascial and joint adjustments to the ankle, knee,[link widoczny dla zalogowanych], hip, spine, and head to regain and retain erect stance and equilibrium.
But high-heeled,[link widoczny dla zalogowanych], posturo-functional faults are not confined to the external milieu - they may also inflict compressional damage on the internal viscera, particularly the pelvic bowl contents. According to a report conducted by Canadian physiotherapist Diane Lee, in “Biomechanical Effects of Wearing High Heel Shoes,” published in the International Journal of Industrial Ergonomics, excessive lumbar lordosis causes the pelvic bowl to dip anteriorly,[link widoczny dla zalogowanych], which raises the center of gravity and leads to reduced proprioceptive stability. So not only are we unstable on our feet when wearing heels,[link widoczny dla zalogowanych], but the intense anterior pelvic tilt squashes our poor organs.
For example,[link widoczny dla zalogowanych], when standing barefoot, the anterior angle, or pelvic tilt,[link widoczny dla zalogowanych], of the female pelvis is 25 degrees. On 1-inch heels it increases to 30 degrees, on 2-inch heels it increases to 45 degrees, and on 3-inch heels it increases up to 60 degrees...
Last week while surfing the TV channels,[link widoczny dla zalogowanych], I happened to catch some interesting gossip from a cheesy entertainment show reporting that Stefani Germanotta, aka Lady Gaga, was being treated for low-back pain at a local physical therapy clinic. This uniquely talented, five-time Grammy Award winner and self- proclaimed “high heeled queen of sheen” has definitely done more to mess up low backs than anyone since Mike Tyson. So, here she is at the ripe age of 25 suffering back spasm.
Although high heels have been in and out of fashion since Catherine of Medici invented them in Paris in the 16th century, I have always been puzzled by the strange attraction to body height— which figures, since I was always the tall one in class. I had somehow missed the point, so I decided to take the question to my wife. She said, “Erik, some women would grow their toenails long and walk on them if they thought it would make them look sexier.”
That answer certainly did not settle my curiosity, so I searched online for some fashion-magazine photos of high-heeled ladies, studied the postures and finally arrived at three seemingly logical visual bonuses gained from wearing high heels. Curvier hips and a more prominent buttock emerge due to exaggerated lumbar lordosis, the legs appear longer and leaner as the thoracic spine hyperextends to compensate for the swayed low back, and the female chest becomes more prominent as the shoulder girdle is driven back by the hyperextended thorax.
The biomechanical effect of heels, in everything from running shoes to stilettos, has puzzled researchers and fueled controversy for almost a century.
Here is an interesting experiment that will help you get an idea for the biomechanical adjustments high-heel wearers deal with every day:
Stand barefoot with the back against a wall and see how your upright body column forms a perpendicular line, or 90-degree angle, with the floor. Slide a 2-inch wedge of some kind,[link widoczny dla zalogowanych], such as a phone book, under both heels. Notice by keeping your body column solid,[link widoczny dla zalogowanych], you are forced to tilt forward from 90 to about 70 degrees.
By Erik Dalton
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The foods you eat play a necessary role in increasing height which is why it is necessary to have a well-balanced diet. Fresh vegetables and fruits must continually be included in your diet and avoid fatty and sugary foods.

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• Measure the space where you are going to put the container. Measure the height, width and depth. Make a note of the room you will use it in. When you go to the store remember to take these measurements with you. It is so exciting to see all the containers that stores offer you may forget why you are there and buy containers you don't need.
• Consider where it will be used and buy accordingly. If it is going to be out of site,[link widoczny dla zalogowanych], in a storage room or in the garage buy the heavy duty containers rather than those purchased for their looks as well as for their purpose.
• Buy containers that can be stacked on top of each other for storage. These would be heavy plastic, or they could be clear plastic bins if heavy items aren't going to be stored in them.
• If you are going to store items like food or water look on the bottom of the container where there is a number in a triangle. Plastic containers with #3 and above are safe to store food items in. Numbers 7 & 8 are best. A plastic container lower than a #3 will leak toxins.
• To store china or other breakable dishes use plastic padded containers. They come with dividers for cups as well. After putting the china in the containers then place in a hard plastic tub for extra protection if you plan on moving. The china containers cost about $20.00 for the round ones. There are also boxes ideal for square plates,[link widoczny dla zalogowanych]. They sell for about $30.00.
• Glass containers are great for the kitchen as they don't pit and discolor,[link widoczny dla zalogowanych]. Glass is not recommended for the bathroom in the tub/shower area because it is breakable.
• Linens,[link widoczny dla zalogowanych], quilts, or blankets should not be stored for a long period of time (Over one year) in plastic. There are cloth bags on the market for these items. Plastic sweats which can cause fabric to rot.
• Baskets made of bamboo, or wicker are ideal to be used anywhere in the home as they are attractive and functional. They can be cleaned by wiping with a damp cloth. They can be used for magazines, books,[link widoczny dla zalogowanych], crafts,[link widoczny dla zalogowanych], to give as gifts or to package gifts in as part of the gift.
• Containers for seasonal storage can be color coded. Red/green for Christmas, pink for Easter/spring,[link widoczny dla zalogowanych], blue for snowmen/winter, red for summer/4th of July, orange/black for Halloween or Thanksgiving. It is easy to pick the right bin for the right holiday when the bins are color coded.
• Cloth containers are ideal for clothing, if storing a valuable dress such as a wedding dress, formal or other type of clothing ties rather than a zipper are best as the zipper can rust and it can get on the clothing.
• Use containers to organize all drawers from the bedroom to resource drawers,[link widoczny dla zalogowanych]. The purpose of containers is to contain—drawers will stay neat and tidy when there are limits to what can go in them and where the item is to stay.
Before buying any container look around your home and see if you can use containers in other ways than originally purchased. Such as; a jar for buttons,[link widoczny dla zalogowanych], a tin that held mints for change in the car, the plastic zippered bag that sheets came in can be used for craft projects, let your imagination run wild. Do not buy a container just because it is cute or pretty. And don't buy because it is on sale and you think you might be able to use it someday, unless you use it, it has the potential to just become more clutter.
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Containers are the answer to a clutter free world. Well, that may be over simplifying it, but containers go a long way when you have an organizing dilemma. Do not go out and just start buying containers thinking then you will be organized. Containers can become clutter too. Here are eleven tips to help you select and use the right container in your home.
Marilyn invites you to visit her website where you can find fre
Marilyn Bohn's Bio
Marilyn is a creative organizer who has been organizing for over 20 years. She is a member of the National Association of Professional Organizers and is working towards becoming a Certified Professional Organizer,[link widoczny dla zalogowanych]. Professionally she has been organizing homes and offices for over two years. She holds a bachelors degree in Social Work,[link widoczny dla zalogowanych]. She has reared five daughters and currently lives in Utah.
By Marilyn Bohn
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The foods you eat play a necessary role in increasing height which is why it is necessary to have a well-balanced diet. Fresh vegetables and fruits must continually be included in your diet and avoid fatty and sugary foods.